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How to save money for an RESP education savings plan

In today’s oversaturated “made-for-baby” market, expectant parents routinely feel compelled to buy a whole suite of special items for their newborn, but almost never end up using.

So if you’re shopping for a baby on the way and want to save a few (hundred) dollars, here are three items you can confidently leave on the shelf.

Tips for graduation gift ideas for students of all ages

Graduation is a time of accomplishment. It’s the moment when all the hard work comes together and is a major milestone for a child.

Finding the right gift to mark this momentous occasion can be tricky. What does a child want? Is there anything the graduate needs? What will help the child in the future?

Whether it's a kindergarten graduation or the student is in cap and gown receiving a PhD, graduation is a moment of pride and achievement for both child and parent. You've made it!

What Ontario Budget 2017 means for families starting an Registered Education Savings Plan

Starting in 2018, families in Ontario will no longer need to worry about holding a Registered Education Savings Plan (RESP) when their students apply for the Ontario Student Assistance Program.  

The province made the surprise change to the OSAP reforms – announced in the 2016 budget – on April 27, stating that if students have an RESP, it will no longer affect the financial assistance they receive.

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