An honest, transparent discussion about Fees

Let’s face it: nobody likes paying fees. Yet all investments come with fees, and if you’re an investor, you are paying them. So, let’s spend a few minutes talking about what those fees are, what you’re getting in return and how CST RESP fees are different from the rest.

What are the different types of fees?

There are many types of investment fees and they can be complicated to decipher. The good news is, when it comes to investments there are generally only two types of fees: fixed or variable.   

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How to help your child work through back-to-school nerves.

Thanks to the COVID-19 pandemic, young students have faced a lot of change the past couple years. While some children may have always been a little apprehensive at the start of the new school year, the fear or uncertainty of returning to school might be more prevalent than usual. Although what school looks like this September will vary by region, grade and school boards, most schools are gearing up for in-person learning again.

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How to help your child pick the right university or college

Ask any parent and they’ll tell you that time has the ability to magically fly by. One minute you’re watching your toddler try to navigate the living room and it seems like the next minute, you’re witnessing your teen trying to navigate high school. Sound familiar? Then don’t let the next few years slip away, because now is the time to start thinking about your teen’s next steps after grade 12. Is post-secondary education in the picture?

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RESP and RRSP: with some creative thinking you can do both!

You know you’re ‘adulting’ when you start thinking about saving money for things like your family, kids and your retirement. Many of us are challenged with how to save for both our kids’ education and our “golden years” at the same time.  Fortunately, products like Registered Retirement Savings Plans (RRSPs) and Registered Education Savings Plans (RESPs) help make this choice a little easier. But when you’re a parent who’s being pulled in two directions, which one do you put your money in?

Let’s get to know the differences between an RRSP and an RESP.

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Liliana Austin is now one step closer to her dream of bringing healthcare to remote communities.

Liliana Austin (2020 CST Scholarship Award) describes how her mom once told her she could do anything she set her mind to do. Now, armed with her 2020 CST Scholarship Award, Liliana is finally ready to believe her.

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