Simple Ways to Celebrate Valentine’s Day

From boxed chocolates and perfume to stuffed animals and ads for bouquets of roses, there is a seemingly endless parade of pink, red and white Valentine’s Day gifts on store shelves, and they often come with a hefty price tag.

The good news for budget-savvy families however, is that you don’t have to break the bank to add a little warmth to the lives of your loved ones on this mid-winter holiday. There are many simple, inexpensive and heartfelt ways for you and your kids to spread some kindness to friends, teachers and family members this Valentine’s Day.

How to save money tips for financial new year's resolutions

People aren’t just hitting the gym to get in shape this year. Improving financial fitness is often one of the top New Year’s resolutions; the promise to create a better plan for the family budget, the determination to spend less, resolutions to make more...the list goes on and on.

Managing money isn’t always easy but taking action and using some of the following strategies to fulfill your financial wishes, can be a step in the right direction!

Set a realistic goal

low cost or no cost ideas for working out and getting active with the family

Are you looking to work up a sweat without wearing out your wallet? There are many ways to get the whole family active, while still being frugal, and pay little or no money at all.

3 ways to maximize your child's Registered Education Savings Plan (RESP)

Starting a Registered Education Savings Plan (RESP) is a smart way for parents to help their children reach their dreams. By saving in an RESP you’re not just making sure you’re more financially prepared for the price tag that comes with higher education; you’re also easing the burden of debt on your kids and yourself. The money you save today can help prevent you and your child from borrowing in the future.

How to teach kids of all ages about money

"Can we buy this, Mom?"

"Dad, I want this! I really need it."

Do these phrases sound familiar? If so, take heart, you're not alone. Walk down any cereal aisle or toy store and you'll hear it over and over (and over!) again.

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