saving

The rising costs of university tuition and fees

We hear it all the time.  “Tuition is expensive.”

The numbers prove it.  Statistics Canada has found in the past 10 years, the average university tuition has jumped from $4347 to $6373 - an increase of 46%!

That’s not the only post-secondary fee that’s on the rise.

Family Grocery Shopping

By Carmen Kinniburgh

I felt a momentary sense of panic recently, after reading that Canadians can expect the price of fresh fruits, veggies and meats to increase again this year; especially for those of us living in more remote and northern communities. Our dropping loonie is mostly to blame, forcing prices as high as $8 for a single head of cauliflower in some places!

Halloween butterfly costume

By Carmen Kinniburgh

With three kids under the age of 10 at our house, there is a lot of anticipation for Halloween every year, and let’s face it, a little dread about the potential cost of costumes.

Thankfully, there are ways we get the kids on board the DIY costume bandwagon, saving a little money and having fun.

Here are three tried, tested and true techniques for having a budget-friendly and Spook-tacular Halloween:


 

kids on a school bus

Getting back to school can be a stressful and expensive time of year.  So, we wanted to help Canadian families de-stress and save money by finding out how parents and kids prepare for a new year of hitting the books.

On Thursday, August 27th 170 people joined CST’s #MyBTSHack Twitter party and took the Twitterverse by storm.   If you missed it here’s a snap shot.

Colleagues looking at computer

The headlines about recent stock market challenges may be raising some concerns out there.

Hearing about slumping Chinese stocks may spark some fears about the global economy.

If you've invested in a CST RESP, you can rest easy.

"Our focus is not volatility in the short run," said Peter Bethlenfalvy, Chief Investment Officer with CST Consultants Inc. "Our client's money is invested with a long-term horizon."

mother reading to child
Imagine if someone promised your child $800 to help fund their education but it was taken away? That’s what happened with the Alberta Centennial Education Savings (ACES) grant and Alberta parents are concerned about it. We had Leger conduct a survey and the results tell us an important story about how families in Alberta want the NDP to bring back the RESP grant.
Grad Awards Winners

It feels like I graduated from university just yesterday. In reality, it’s been almost 5 years since I swapped my notebooks and textbooks for a briefcase and entered the real world. I think I’m still in denial.

Halloween

If you’re a parent, you know firsthand just how pricey Halloween can get. From the pumpkins and the decorations to the state-of-the-art costumes and candy for the neighbourhood trick-or-treaters, it all adds up. And - according to YAHOO! Finance - spending is expected to be even higher than usual this year.

We scoured the web this week to find articles that offer simple tips to help you keep your Halloween spending in check. Here are our favourites:

Thank you for giving

Thanksgiving is a time to give thanks - to our families, friends and customers.

This year at CST Consultants, we decided to do something special for two of our clients. It's our small way of saying thank you to those who have trusted us with their child's education savings and helped their kids reach their dreams. 

So sit back, relax and take a moment to watch these videos by clicking on each of the links below. We think you'll enjoy them.

Toddler with Big Eyes

The last bit of my former, pre-parenthood life will be driving away today. With a second child on the way my husband and I are taking the plunge into minivan territory. Ugh! We’ve both cringed at the thought of a minivan ever since we were able to drive, vowing never to be “those” parents.

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